Industries
Built for the teams that keep the country running
The plan fits employers with W-2 employees on consistent payroll, typically earning $25,000 a year or more.
Industries we serve

Home Healthcare
Aides and nurses in the field

Construction
Crews on consistent payroll

Restaurants & QSR
Hourly front and back of house

Security
Guards across sites and shifts

Janitorial
Commercial cleaning teams

Delivery & Logistics
Drivers and warehouse staff
Do You Qualify?
The checklist is short
Industry matters less than how your people are paid. If most of your team is on W-2 payroll, the plan is worth a look.
W-2 employees
The plan runs through payroll, so it fits employees on W-2 wages. Contractors on 1099 are not eligible.
Consistent payroll
Employees on steady payroll cycles, typically earning $25,000 a year or more, see the plan work as designed.
Any coverage situation
The plan runs alongside existing major medical coverage, and employees who are not on your group plan can participate too.
Ready to see your numbers?
Book a call and we will model the Decima Plan against your actual headcount and payroll, no obligation.